Terms of Use
Last updated: April 3, 2024
Please read these Terms of Use carefully before accessing or using any part of the Pulevou platform, available at pulevou.com. By accessing or using the platform, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the platform.
1. Definitions
The following terms apply throughout this document:
- Platform means the website, applications, content, and services operated by Pulevou and accessible at pulevou.com.
- User means any individual who accesses, browses, registers on, or otherwise uses the Platform.
- Account means the registered profile created by a User to access restricted features of the Platform.
- Content means all text, video, audio, graphics, data, assessments, course materials, and any other material made available through the Platform.
- Pulevou, we, us, or our refers to the operator of the Platform.
2. Acceptance of Terms
By using the Platform, you represent that you are at least 18 years of age, or that you are using the Platform under the supervision of a parent or legal guardian who agrees to these Terms on your behalf. You also represent that you have the legal capacity to enter into a binding agreement.
We reserve the right to update or modify these Terms at any time. Changes take effect upon publication on this page. Continued use of the Platform after any change constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
2. User Accounts
2.1 Registration
Certain features of the Platform require you to create an Account. When registering, you agree to provide accurate, current, and complete information. You are responsible for keeping your registration information up to date.
2.2 Account Security
You are solely responsible for maintaining the confidentiality of your login credentials. You agree not to share your Account with any other person. You must notify us immediately at contact@pulevou.com if you become aware of any unauthorised access to your Account. We are not liable for any loss resulting from unauthorised use of your Account.
2.3 Account Termination
We reserve the right to suspend or permanently terminate your Account at our discretion, without prior notice, if we have reasonable grounds to believe you have violated these Terms or engaged in conduct harmful to other Users, third parties, or the Platform.
3. Permitted Use
The Platform is provided for personal, non-commercial educational purposes. You agree to use the Platform only in a manner consistent with applicable laws and these Terms. Specifically, you agree that you will not:
- Copy, reproduce, distribute, publish, or resell any Content without our prior written consent;
- Use the Platform to transmit unsolicited communications, spam, or promotional material;
- Attempt to gain unauthorised access to any part of the Platform, its servers, or any associated systems;
- Reverse engineer, decompile, or disassemble any software or technology underlying the Platform;
- Interfere with or disrupt the integrity or performance of the Platform;
- Use automated tools, bots, scrapers, or crawlers to extract data from the Platform without express written permission;
- Impersonate any person or entity, or misrepresent your affiliation with any person or entity;
- Use the Platform to engage in any activity that is unlawful, fraudulent, or harmful to others.
4. Intellectual Property
4.1 Ownership
All Content available on the Platform, including but not limited to course materials, lectures, assessments, graphics, and software, is the exclusive property of Pulevou or its licensors and is protected by applicable intellectual property laws. Nothing in these Terms transfers any ownership rights to you.
4.2 Limited Licence
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform and its Content solely for your personal, non-commercial educational purposes. This licence does not permit you to sublicence, sell, or otherwise exploit the Content.
4.3 User Submissions
If you submit any content to the Platform, including comments, feedback, or responses to assessments, you grant Pulevou a worldwide, royalty-free, perpetual licence to use, reproduce, and display such submissions in connection with the operation and improvement of the Platform. You represent that you have all necessary rights to grant this licence.
5. Payments and Refunds
5.1 Fees
Access to certain courses or features may require payment of fees as indicated on the Platform at the time of purchase. All fees are stated inclusive or exclusive of applicable taxes as noted during checkout. You agree to pay all applicable fees using a valid payment method.
5.2 Billing
By providing payment information, you authorise us to charge the applicable fees to your selected payment method. You are responsible for ensuring your payment details remain accurate and current.
5.3 Refund Policy
Refund eligibility is determined on a case-by-case basis in accordance with our refund guidelines published on the Platform. Unless otherwise stated, fees for digital content that has been accessed are generally non-refundable. This does not affect any statutory rights you may have.
6. Third-Party Links and Services
The Platform may contain links to third-party websites or integrate with third-party services. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party services. Your interactions with third-party services are governed by their own terms and policies.
7. Disclaimers
7.1 Educational Purpose
The Content provided on the Platform is intended for general educational purposes in the field of financial modelling and analysis. It does not constitute professional financial, investment, legal, or tax advice. You should seek qualified professional advice before making any financial decisions.
7.2 Availability
We do not guarantee that the Platform will be available at all times, free from errors, or uninterrupted. We may modify, suspend, or discontinue any part of the Platform at any time without notice or liability.
7.3 Accuracy
While we make reasonable efforts to ensure the accuracy of Content, we make no warranties, express or implied, regarding the completeness, accuracy, reliability, or fitness of the Content for any particular purpose.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Pulevou and its directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Platform, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising out of or relating to these Terms or the Platform shall not exceed the total amount you have paid to us in the twelve months preceding the claim, or the equivalent of one month's access fee, whichever is greater.
9. Indemnification
You agree to indemnify, defend, and hold harmless Pulevou and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in connection with your use of the Platform, your violation of these Terms, or your infringement of any third-party rights.
10. Privacy
Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and use of your information as described in the Privacy Policy. You can contact us regarding privacy matters at contact@pulevou.com.
11. Modifications to the Platform
We reserve the right to alter, update, or discontinue any feature, course, or section of the Platform at any time without prior notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Platform or any part thereof.
12. Governing Terms
These Terms represent the entire agreement between you and Pulevou regarding your use of the Platform and supersede all prior agreements, representations, or understandings relating to the same subject matter. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Our failure to enforce any right or provision of these Terms shall not be construed as a waiver of that right or provision.
13. Contact
If you have any questions, concerns, or requests regarding these Terms, please contact us using the details below:
Pulevou
Cavan Enterprise Centre, Unit 1, Killygarry, Cavan, H12 VW66, Ireland
Email: contact@pulevou.com
Phone: +353 86 827 5133